Benefits for DinaCard holders

The NIS a.d. Novi Sad company has launched a “Take Cash” service for DinaCard users who make payments at NIS Petrol and Gazprom petrol stations. DinaCard users can now draw, in a quick and simple way, up to RSD 5,000 within the NIS large retail network in urban and rural areas, particularly if the place where they live has few ATMs. The transaction is cost-free for all participants (card issuers, card acceptors, merchants and users). Users can obtain more information about this service at the bank that issued their DinaCard.

The “Take Cash” service helps users to both make a purchase and draw cash. At the same time, merchants save time and have lower cash management costs – the amount of cash in the teller is reduced, i.e. the cash is paid to the user and thus credited to the merchant’s account. Merchants also become more competitive as this service is an opportunity for them to attract more consumers.

The holders of debit Dina cards of Banka Poštanska Štedionica who are employed under indefinite term contracts or are retired and receive their income through the Bank, have the option of making a purchase under very favourable terms – national card holders can make commission- and interest-free deferred payments in up to six instalments at more than 3,000 points-of-sale throughout Serbia. The number of POS terminals is constantly increasing, and it includes IKEA, Gigatron, Tehnomanija, Matis, Đak Sport, Univerexport, Trgopromet, Win-Win, Aman, Mercator, Roda, Idea, etc.

Using this card to pay in instalments is equally beneficial as paying by cheque, only much faster and simpler – there’s no waiting at the check-out, no need to waste time filling out a cheque, and no limits as to the amount per cheque, while the holder decides on the number of instalments when making the purchase. If the holder wants to use the option of paying in instalments, they should choose the number of instalments when making the payment at the POS.

For more information about the terms of payment in instalments and the full list of merchants offering the option of deferred payment using the debit Dina card of Banka Poštanska Štedionica, please visit Banka Poštanska štedionica web-site

The AMSS card is both an AMSS membership card and a DinaCard payment card, and is the result of business cooperation between the Automobile and Motorcycle Association of Serbia (AMSS) and Banka Poštanska Štedionica. By becoming a member of the AMSS and purchasing a particular services package, clients receive an AMSS card and are entitled to its payment function. Thanks to this card, AMSS members are entitled to discounts when making payments at points-of-sale with AMSS partners throughout Serbia bearing the sign “Pay and Save!” Savings or discount is made when the relevant amount equivalent to the discount is paid to the card account. This card can be used as a payment card, just like any other Dina card, at all other points-of-sale in the country bearing the DinaCard logo.

The AMSS payment card is a prepaid card that can be topped up an unlimited number of times, and is used up to the amount of available funds paid to the card account. For more information about the AMSS payment card, please visit Banka Poštanska štedionica web-site

Komercijalna banka offers to its users – holders of classic/start debit DinaCard interest-free payments in up to six instalments at merchant stores with which it has concluded a cooperation agreement. In order to use this service, users must first activate it at one of the bank branches, when taking over the card or at a later time, depending on their needs.

For more information on this service and POS enabling interest-free payment in instalments by the classic/start debit DinaCard , please visit Komercijalna banka web-site

Komercijalna Banka and DIS company established cooperation which resulted in the DinaCard co-brand card that enables cardholders to make deferred payments for up to 90 days when making payments in DIS stores and the stores in its franchise, at POS terminals of Komercijalna Banka. The card has an approved monthly limit which is determined on the basis of the wage paid in the account with Komercijalna Banka and on the basis of the client’s overall creditworthiness. Besides the main credit card, the cardholder may ask to be issued up to two additional cards (tied to the main card’s limit). It is important to note that during the first 60 days, deferred payments are interest-free, while from day 61 to day 90 Komercijalna Banka charges a monthly interest rate of 1.20%.

For more information about the DIS co-brand Dina card, please visit: Komercijalna banka web-site

Offering the option of deferred payment up to 40 days with a 5% discount in all Aman and Inter Aman stores. Depending on the amount, payments can be made in 3, 6, 9 or 12 instalments if the purchase exceeds RSD 2,999. A PLUS credit card, just like all other DinaCard cards, can be used at all POS in Serbia bearing the DinaCard logo, as well as on domestic webstores, and cardholders can also withdraw cash at ATMs in Serbia, dividing the amount into no more than 12 instalments.

A one-off fee is charged for all A PLUS card payments – 3% for payments in 3 and 6 instalments and 5% for payments in 9 and 12 instalments. When settling their liabilities, cardholders can choose to settle the liability before the 10th of each month without any interest charged, or they can determine the amount of the payment themselves according to the revolving principle, with interest charged on the remaining debt.

For more information about the A PLUS credit card, please visit Crédit Agricole web-site

OTP bank offers more favourable terms of purchase from merchants – bank partners for all holders of payment cards issued by OTP bank, including national DinaCard cardholders. The benefits may be realised for different types of products and services in the areas of travel and tourism, culture and education, clothing, interior furnishing and many other.

The full list of retail stores offering a discount for payment by OTP bank cards may be found on the OTP bank website