About us

DinaCard is a national payment card of the Republic of Serbia used for payment of goods and services and for cash withdrawals. Additional services offered to consumers are: mobile phone payments, internet payments and payments directly at the Treasury Administration counters.

DinaCard system was set up in 2003 as a result of cooperation of the National Bank of Serbia and commercial banks, with the aim of stepping up the development of non-cash payments, decreasing the amount of cash in the money supply and fighting grey economy. Establishment of a national payment card enabled a great number of banks, which were not members of international payment systems, to offer to their clients a payment card which could be used in the overall acquiring network in Serbia (since December 2010 the card can be used abroad, too), without major up front investments. At the same time, special attention was paid to the accessibility of these cards, as well as to the interchange fees which are set in accordance with the conditions in the Serbian market.

DinaCard network is managed by the National Bank of Serbia.

Important dates :

  • First transaction with the domestic DinaCard payment card
  • The first credit DinaCard issued
  • PostCard check card co-branded with DinaCard of Poštanska štedionica bank acquires payment function
  • Enabled top up of prepaid account via SMS for DinaCard holders
  • Enabled payment of bills via mobile phone for DinaCard holders
  • Enabled payment of taxes and other liabilities by DinaCard directly at the counters of Tax Administration
  • First prepaid DinaCard issued
  • Cooperation between the National Bank of Serbia and Discover Financial Services established enabling use of DinaCard abroad
  • Enabled payment of electricity bills by mobile phones for DinaCard holders
  • For the first time monthly number of transactions in the DinaCard network exceeded 3 million
  • The first members of, and participants in the DinaCard network certified for accepting and processing EMV transactions
  • The first special Co-branded Card programme as a closed type of programme implemented, with the possibility of using DinaCard cards in a limited network during a limited period
  • Implementation of the new Law on Payment Services started, enabling other payment service providers beside banks to engage in payment card issuing and acquiring operations
  • NBS Governor Jorgovanka Tabaković and President of China UnionPay Shi Wenchao signed the Memorandum of Understanding defining cooperation between DinaCard and UnionPay systems
  • Online payments for all DinaCard holders
  • Interest-free instalment payments with debit DinaCard