Benefits for DinaCard holders

In addition to being able to execute payments at all points-of-sale in Serbia which accept payment cards, as well as to draw cash at ATMs, pay on the websites of domestic retailers and settle liabilities to the government at the teller counters in branches of the Treasury Administration, holders of the national card can also make use of additional benefits offered by some banks. Please visit our website regularly in order to keep up with the latest updates on the benefits and campaigns carried out by DinaCard issuing banks.

Banka Poštanska Štedionica – payment in instalments using the debit card

All holders of debit Dina cards of Banka Poštanska Štedionica have the option of making a purchase under very favourable terms – national card holders can make commission and interest-free deferred payments in up to six instalments at more than 2,000 points-of-sale throughout Serbia. The number of POS terminals is constantly increasing, and it includes IKEA, Gigatron, Tehnomanija, Matis, Đak Sport, Univerexport, Trgopromet, Win-Win, Aman, Mercator, Roda, Idea, etc.

Using this card to pay in instalments is equally beneficial as paying by cheque, only much faster and simpler – there’s no waiting at the check-out, no need to waste time filling out a cheque, and no limits as to the amount per cheque, while the holder decides on the number of instalments when making the purchase. If the holder wants to use the option of paying in instalments, they should choose the number of instalments when making the payment at the POS.

For more information and the full list of merchants offering the option of deferred payment using the debit Dina card of Banka Poštanska Štedionica, please visit Banka Poštanska štedionica web-site

Banka Poštanska Štedionica – AMSS loyalty card

The AMSS card is both an AMSS membership card and a DinaCard payment card, and is the result of business cooperation between the Automobile and Motorcycle Association of Serbia (AMSS) and Banka Poštanska Štedionica. By becoming a member of the AMSS and purchasing a particular services package, clients receive an AMSS card and are entitled to its payment function. Thanks to this card, AMSS members are entitled to discounts when making payments at points-of-sale with AMSS partners throughout Serbia bearing the sign “Pay and Save!” Savings or discount is made when the relevant amount equivalent to the discount is paid to the card account. This card can be used as a payment card, just like any other Dina card, at all other points-of-sale in the country bearing the DinaCard logo.

The AMSS payment card is a prepaid card that can be topped up an unlimited number of times, and is used up to the amount of available funds paid to the card account. For more information about the AMSS payment card, please visit Banka Poštanska štedionica web-site

Komercijalna Banka – payment in instalments by credit card

Komercijalna Banka has enabled its DinaCard holders to make interest-free payments in several equal monthly instalments at more than 1,700 points-of-sale. If the credit card is used at a POS terminal of Komercijalna Banka with merchants that have signed a contract on cooperation with the Bank, depending on the agreement with the merchant, it is possible to make interest-free payments in equal monthly instalments, which is an excellent substitute for cheques since it offers the same benefits, but the payment is simpler and faster.

Interest-free payment in instalments is an additional service which cardholders may use if they want to. Considering that DinaCard credit card issued by Komercijalna Bank is a revolving card, once you choose to pay in instalments, the transaction is divided into the number of instalments agreed on with the retailer and is not included in the calculation of the principal for the revolving model of collection.

For more information about payment in instalments using DinaCard credit cards of Komercijalna Banka, please visit Komercijalna banka web-site

Komercijalna Banka – DIS co-brand card

Komercijalna Banka and DIS company established cooperation which resulted in the DinaCard co-brand card that enables cardholders to make deferred payments for up to 90 days when making payments in DIS stores and the stores in its franchise, at POS terminals of Komercijalna Banka. The card has an approved monthly limit which is determined on the basis of the wage paid in the account with Komercijalna Banka and on the basis of the client’s overall creditworthiness. Besides the main credit card, the cardholder may ask to be issued up to two additional cards (tied to the main card’s limit). It is important to note that during the first 60 days, deferred payments are interest-free, while from day 61 to day 90 Komercijalna Banka charges a monthly interest rate of 1.20%.

For more information about the DIS co-brand Dina card, please visit: Komercijalna banka web-site

Crédit Agricole – A PLUS credit card (cooperation with AMAN company)

A PLUS credit card is the result of cooperation between Crédit Agricole bank and Aman company, and it offers the option of deferred payment up to 40 days with a 5% discount in all Aman and Inter Aman stores. Depending on the amount, payments can be made in 3, 6, 9 or 12 instalments if the purchase exceeds RSD 2,999. A PLUS credit card, just like all other Dina cards, can be used at all points-of-sale in Serbia bearing the DinaCard logo, as well as on webstores, and cardholders can also withdraw cash at ATMs in Serbia, dividing the amount in no more than 12 instalments.

A one-off fee is charged for all A PLUS card payments – 3% for payments in 3 and 6 instalments and 5% for payments in 9 and 12 instalments. When settling their liabilities, cardholders can choose to settle the liability before the 10th of each month without any interest charged, or they can determine the amount of the payment themselves according to the revolving principle, with interest charged on the remaining debt.

For more information about the A PLUS credit card, please visit the Crédit Agricole web-site

Banca Intesa – discounts for card payments

Within its campaign promoting benefits of card payments, Banca Intesa offers its DinaCard holders 25% discounts with its partner merchants. DinaCard holders are entitled to discounts when buying books, shoes, clothes, furniture, home appliances, booking travel arrangements and making online payments

The campaign will last until end-2019. For more information see: Banca Intesa web-site

Vojvođanska banka – discounts and benefits for card payments

Vojvođanska banka offers to its payment card holders (including holders of the national DinaCard) discounts and benefits relating primarily to medical services and travels. The full list of entities offering these discounts is available at:

The campaign will last until end-2019. For more information see: Vojvođanska banka web-site